Frequently Asked Questions
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Sofia Armendariz-Vidal, Loan Officer at NEXA Lending. NMLS #1657935. Call (626) 755-1581.
Sofia Armendariz-Vidal is a Loan Officer at NEXA Lending (NMLS #1657935). Expert mortgage loan originator in California helping first-time buyers, refinancing, and home purchases. Licensed #1657935. Call (626) 755-1581 today.
Sofia Armendariz-Vidal is licensed to provide mortgage services in California.
Sofia Armendariz-Vidal offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in California. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (626) 755-1581 and email svidal@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Sofia Armendariz-Vidal's NMLS license number is 1657935. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Sofia Armendariz-Vidal will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.